Expats Living in Spain

If you are an expat living or working in Spain, it's important that you protect yourself against the high cost of medical treatment. With cost and quality of healthcare varying enormously from town to town, you may need to travel to a different area if you require specialist treatment.

Our Cover is: Any Dr. Anywhere!


Local health insurance plans may appear inexpensive at first sight. However more often than not, the benefits they offer fall short of the cover that you need to pay for your healthcare treatment in Spain.

International Private Medical Insurance

We live in an uncertain world, so it is important that you not only have access to the very best medical care, but have the financial protection to cover the cost of any emergency or elective treatment.


We have partnered with some of the best and most experienced healthcare underwriters in the world. The underwriter of your policy will depend on where you live and will be detailed on your quotation and on your policy documents. In the main, our range of Prima Healthcare international plans are underwritten by AXA PPP International, one of the largest and most experienced private medical providers in the UK and the World. They are part of the AXA Group, with major operations in Europe, North America and Asia/Pacific, looking after more than 95 million customers worldwide and with revenues of almost 92 billion euros (2014), they have an A+ Standard & Poor’s rating for financial security. In some territories, notably Malta, Cyprus and for some customers in Germany, our plans are underwritten by Catlin Insurance Company (UK) Ltd. Also with an A+ financial security rating from Standard & Poor’s, Catlin Insurance Company (UK) Ltd is part of the XL Catlin Group, who have assets of over $59 billion in 2015.

Claims Handled efficiently & Fast!

We have appointed Healix International to handle all claims on our Prima Healthcare international plans. They provide 24/7/365 telephone assistance via centres in the UK, Singapore & New Zealand and their assessors all access one cloud based system to ensure real time update. Medically qualified staff are available at all times, as are multi-lingual assessors. The online claims portal is available to upload forms and other documents, and email support is also available in addition to postal and telephone contact. Full procedure details are in the Claims section.

Looking after the health of expatriates and global citizens for more than 15 years

For over 15 years, we have been looking after and protecting the health of individuals, their families and international companies from across the world with a range of flexible and innovative international health insurance plans that reflect the lifestyle of today's expatriate international traveller and global citizen.

With many of our advisors having been expatriates themselves; we really do understand what it's like to be living far away from home or in a country where healthcare treatment may not always be readily accessible.

Travel Insurance

Our Travel Insurance policies are underwritten by Millstream Underwriting Limited on behalf of AGA International SA and administered in the UK by Mondial Assistance (UK) Ltd.

Prima Ibérica

Life is to be enjoyed but you also need peace of mind in knowing that should you become unwell and require medical treatment that you have the health insurance that's right for you.

Prima Ibérica is an international medical insurance plan designed for anyone living in Portugal, Spain or Gibraltar. With a choice of flexible options which allow you to add routine pregnancy & childbirth care, routine dental treatment and evacuation benefits, you can create the cover to match your lifestyle at a price that matches your budget.


Iberian Residents Require Health Cover